May 24, 2015 By · Leave a Comment
Understanding The Implications Of Becoming A Lawyer
Being an attorney may seem like a successful, fulfilling, and intriguing career, and it can be for many. However, there are definitely many things that one must consider before deciding upon this as a career choice.
Law is an industry that calls for highly trained professionals; depending upon the type that you wish to practice, you will need to spend the most time becoming experienced and gaining knowledge about your field. Many find that the best way to do so is to take part in an internship training program or simply work in a lower-scale or entry level law job beforehand.
Doing so will allow you to get a real feel for what the job is like and what it may be like to be part of a firm. The first thing to consider and take into account is how much schooling you will have to attend to be able to become an attorney.
Not only will you need to get a Bachelor’s degree at a university, but you will also have to attend a graduate program in law. This can take upwards of three to four years, so it is best to decide whether or not you are able to make a time commitment such as this one.
If you are hoping to take part in a program like this, you will definitely need to prepare during your undergraduate. Many seem to think that as long as they make it through with passing grades in their classes they will be fine.
While this may be true if you only wish to get a Bachelor’s degree, you will definitely have to work a little harder to maintain high marks and have experience to place on your resume and applications if you want to make it into a graduate program. Not only will it be the best way to impress admission boards, you will learn more in preparation when you pay attention, do your homework, and study in your classes, especially those that are law focused.
This will help give you proper preparation and get you ready for the types of courses that you will be taking when you are in your law school program. Another thing to consider when contemplating becoming an attorney is the amount of money that will be put into your education.
Many schools can be quite pricey; though you will be able to pay for them with loans, you will still have to slowly pay off these debts both throughout and after schooling. If you do not think that you want to take on this financial responsibility, then it may be best to forego this career choice or try for another job in this industry that does not require as much training.
The good thing is, once you become an attorney, you should be able to pay off these debts fairly quickly; most lawyers find themselves to be very successful and gain great profits. Depending on the type of law you perform and the type of clients that you cater you, you should find that you have the propensity to become quite affluent throughout your career.
Understanding the job title itself is another thing that you must make sure to get a handle on. If you are unaware of what exactly being an attorney entails, but you only are interested in the prospects of a successful career, then you are probably not adequately prepared to make a decision like this.
Depending upon the field that you go into or the specialization that you focus on, you will need to work with many different groups of people. Whether you are a personal injury lawyer, one who works with divorces, or someone who focuses on real estate, each different genre will require various skill sets and research.
The best way to prepare yourself is to do some type of observation or interning in the area that you wish. It will give you a better idea about the field and help you to really make some critical decisions regarding your future occupation.
A large majority of attorneys know for a while beforehand that that is what they wish to do, and prepare accordingly. However, you can decide any time to undertake this occupational choice and to prepare to practice law in this industry; make sure that you take the necessary steps in testing and schooling that will allow you to follow your dreams!
Terry Daniels has been working with personal injury law in Utah for the past 10 years. He has written hundreds of articles dealing with the subject. He recommends this wrongful death Utah.
May 23, 2015 By · Leave a Comment
Charleston, SC (PRWEB) April 22, 2015
CompareCards, a leading credit card comparison company, partnered with big data analytics and insight company, evolve24, to analyze consumer discussions about personal finance to discover what’s new, what’s changed, and where personal finance conversations are headed next.
In February 2015, more than 3.6 million conversations about personal finance were analyzed from various online mediums. Data was gathered from social networking sites, blogs, forums, websites, TV, radio, and conversations in magazines and newspapers. Patterns in these conversations determined what consumers were talking about, what consumers care about, and emerging trends.
“The data in this report shows what consumers are actually talking about in regard to personal finance, rather than what we think they are talking about or should be talking about,” said Chris Mettler, Founder of CompareCards. “By looking at millions of conversations we have true insight into what actually matters to consumers.”
The weather forecast-themed report is broken down into three categories including: New Developments, the “I” of the Storm and On the Radar.
New Developments: Conversations about “overspending on food” were discussed with more volume (~140,000 posts) than any other topic in February. Individuals recognized they were spending a lot of money on food and considered it a problem as they had less to spend in other areas. Most of the individuals who stated this is a problem said they would prefer to spend money on other things (as opposed to saving).
“I” of the Storm: “Identity theft” is this month’s big idea featured in the ‘I’ of the Storm. This area covers multiple concerns faced by consumers, including topics about tax fraud, data theft trials, and international hacking, all of which are primarily negative within their discussions.
On the Radar: The following topics are the most emotional topics, but have yet to become high in volume. If these topics gain attention and volume, they are likely to drive changes in behavior and beliefs.
Questions About Tax Fraud
Income Tax Questions
Fraudulent Tax Returns
800,000 Receiving Wrong Affordable Care Act Information
Fundraising and Charity
“We applied a series of analytics to every article we collected and identified topics of discussion as they emerged and changed. We used our metrics to measure these topics for their relative emotion,” said Tracie Gildehaus, vice president of partnerships and innovation, evolve24. “We believe the most emotional topics are the ones most likely to change beliefs or behaviors. These ‘most important’ topics are rarely the most discussed – but they are most likely to have a major impact on the emotions and actions of individuals.”
To view the full six-page report visit: http://www.comparecards.com/education/reports
CompareCards will continue to issue up-to-date Financial Forecast Reports in the upcoming months, allowing for personal finance trends and data to be shared and compared.
CompareCards was formed in 2005 as a credit card listing resource, but has grown into one of the most trusted credit card comparison sites used today. Using a side-by-side comparison tool, consumers are able to compare credit cards and find the best offer based on the factors that are important to each individual. CompareCards also offers consumers a way to manage their overall credit score and financial health through their free Credit Concierge service. Additionally, CompareCards provides consumers with access to live credit experts, offers financial education through various infographics, and helps consumers stay on top of the latest personal finance trends and credit card news via the CompareCards blog.
evolve24 is a big data analytics and insights company that measures audience perception to enable clients to make confident business decisions. With bleeding-edge technology and patent-pending analytics, like Opinion, Emotion, Trust and PreCISE™, evolve24 uses big data to derive market and consumer insights, measure program effectiveness and provide anticipatory issue intelligence through innovative research, dashboards and portals. Learn more at evolve24.com or follow @evolve24.
New Crawford Advisors ACA Webinar: The Cadillac Tax, Repeal Or Compliance – How Employers Can Prepare
May 22, 2015 By · Leave a Comment
Hunt Valley, MD (PRWEB) May 20, 2015
Join Crawford Advisors General Counsel and Vice President-Compliance, Patrick Haynes, for this complimentary webinar, as he reviews important changes relating to The Cadillac Tax. Many are predicting this to be the next multibillion dollar ACA battle, affecting more than 60% of all Employers/Plan Sponsors. The Cadillac Tax is one of the final major components of the Affordable Care Act to go into effect, delayed until January 2018 because of controversy and complexity. Some larger employers are already negotiating contracts with unions for benefits that will run into 2018. The Cadillac Tax levies a 40% tax on employers that provide high-cost health benefits to their employees. In this webinar, Crawford Advisors will review two possible paths, one in the event of a repeal, and the other to help ensure compliance and penalty avoidance in the event the regulations remain in place. Topics include:
What are the nuances and how much could it cost?
How can penalties be avoided?
Whose coverage will get counted?
How are the calculations made?
What adjustments can be made to those calculations, and when must you make them?
Enrollment tiers for MEC Plans
Applicable thresholds under current regulations
Effective date – Impact of possible repeal
Wed, May 27, 2015 12:00 PM – 12:35 PM EDT
Space is limited – click here to register.
Open to all HR professionals – but not brokers, agents, TPAs, PEOs
Crawford Advisors, LLC helps organizations design, implement and administer health, life, disability and voluntary benefit programs. The end result is a benefits program that is cost effective and maximizes employee value while meeting the needs of the bottom line. Crawford’s expert team guides companies in the areas of strategic design, financial analysis, administration and employee health improvement to help deliver the best value for what has become one of the largest expenses for most organizations. Crawford Advisors is one of the nation’s largest and best-equipped full-service benefits consulting and brokerage firms. Crawford’s expert team provides sophisticated solutions and comprehensive services to furnish the best value for company’s health and welfare benefits. Call 800-451-8519 or contact us at http://crawfordadvisors.com for a complimentary compliance consultation.
May 22, 2015 By · Leave a Comment
How America Overdosed on Drug Courts
obama care punishment
Designed for defendants who have committed non-violent felonies such as drug dealing or burglary while addicted, they have been touted as a perfect balance of treatment and punishment, and as a way for the most corrigible offenders to avoid the harsh …
Oakland Kids Who Cuss Teachers Out No Longer Need To Fret About Getting …
obama care punishment
“They may be acting that way because they didn't eat the night before.” “We're getting pushed out of schools,” the 15-year-old Williams added. “They don't care about us.” The Obama administration has spearheaded the push to limit student punishments …
Obamacare fine and tax punishment begins April 2015 — Don't pay it
obama care punishment
While the House and Senate are busy compromising – funding amnesty and Obamacare with the Cromnibus Bill and putting Speaker Boehner back in for a 3rd term, America is facing intense Obama punishment by April 2015. We all know by now, thanks to …
Fringe Benefit Group Expands Service Contract Act (SCA) Team; Continues to Add Resources for Government Contractors
May 19, 2015 By · Leave a Comment
Austin, TX (PRWEB) April 16, 2015
Fringe Benefit Group, an industry leader in the design, implementation and administration of health and retirement plans for government contractors, today announced that Stephanie Craghead and Marc Johnson have joined the company’s Service Contract Act (SCA) team as vice president of client management and regional vice president of SCA markets.
The federal government spent more than $ 90 billion in 2014 on McNamara–O’Hara Service Contract Act (SCA) covered contracts. Service contractors face many unique challenges such as a diverse workforce, workers in multiple locations, rapid increases/decreases in workforce size, and daunting administrative and compliance burdens. The SCA requires both prime and subcontractors contracting with the federal government performing service work to pay the wages and fringe benefit amounts as determined by the Department of Labor (DOL).
For more than 30 years, Fringe Benefit Group has helped companies bidding on and performing work subject to the SCA, Davis-Bacon Act, state prevailing wage laws, and living and responsible wage ordinances realize dramatic savings on their payroll expenses by allocating some or all of the required fringe benefit portion of the prevailing wage to bona fide benefit plans. As the first company to specialize in benefit plans for prevailing wage workers, Fringe Benefit Group is highly skilled at understanding, recommending and implementing retirement and health plan options, including Affordable Care Act (ACA)-compliant health plans. Fringe Benefit Group partners with more than 600 brokers throughout the U.S. to provide major medical, retirement and specialty benefits plan (e.g., dental, vision, life and disability coverage) administration to government contractors through The Contractors Plan, its flagship product.
“Companies that compete for SCA jobs face endless challenges around compliance, healthcare reform, fringe benefits and taxes. With The Contractors Plan, business owners have a fully bundled, powerful resource to help them save money on payroll burden; maximize owner contributions to retirement accounts; provide quality health, dental, vision and life insurance; and stay in compliance with government regulations,” said Bill Henson, vice president of SCA markets for Fringe Benefit Group. “Stephanie and Marc have a deep understanding of benefits administration, the federal bid process, and how contractors can stay compliant when competing for government jobs. They are both highly skilled at educating employers and brokers about the intricacies of the SCA and ACA and we are excited about the value they will provide to our customers.”
As vice president of client management for SCA markets, Stephanie Craghead helps employers develop and provide innovative bona fide fringe benefit solutions that are aligned with the company’s business strategy. Prior to joining Fringe Benefit Group, she spent nearly two decades handling employee benefits administration for large employers. For nearly 10 years, she was focused on strategic program development and administration for government contractors working on SCA jobs. Stephanie has extensive experience with multi-million dollar self-funded and fully-insured benefits products. A graduate of Weber State University, Stephanie has a deep understanding of the complicated issues related to the design and delivery of bona fide benefit plans and fringe benefit allocations.
As regional vice president of SCA markets, Marc Johnson is responsible for expanding the company’s service contractor customer base and educating the insurance advisor community about prevailing wage benefit plans. Based in Washington, DC, Marc serves the Mid-Atlantic brokerage community as a “go to” resource for all SCA related questions; including SCA and ACA compliance issues. Marc has more than two decades of experience in the insurance industry, with the last 12 focused on benefits and compliance advice for SCA government contractors. His consultative approach allows both employers and brokers to evaluate options in satisfying their fringe obligation in a manner that fits their needs best. He is a graduate of the University of Southern California.
About Fringe Benefit Group
Austin, Texas-based Fringe Benefit Group and its affiliate companies have helped employers design and administer fringe benefit programs since 1983. Through its nationwide network of independent brokers and agents, Fringe Benefit Group has established itself as the leader in government contractor health and welfare and retirement plans. Drawing on its expertise in the prevailing wage segment, the company has also emerged as a leader in group benefit plans designed specifically for hourly and part-time workers. For more information, log on to http://www.fbg.com, thecontractorsplan.com or theamericanworker.com.